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Franchise Info Request

Types of financing Mosquito Mary’s® Franchisees have used include:


SBA Loans - A loan obtained from the United States Small Business Administration. To get this loan, potential franchisees will need to submit documentation about their business and financial information. This loan requires collateral.

Home equity loansIf you own a home, it might have equity that you can use to kickstart your Mosquito Squad franchise. Generally speaking, home equity loans are inexpensive and offer tax benefits.

Retirement fundsThose with retirement funds such as a 401(k) or IRA might be able to use their fund without penalty instead of taking out a loan. Speaking with a qualified financial advisor will help you decide if using your retirement funds to start your business is the right option for you.

Securities-Backed loans – You can use a portfolio of stocks, bonds, mutual funds, U.S. Treasuries, or cash to get a low-interest line of credit. Because the loan is secured with hard assets, interest rates are extremely favorable and funds can be available quickly. Best part? You only pay interest on the money you use.

Unsecured loans – Similar to small business credit cards, these loans typically consist of multiple revolving lines of credit from $25,000 to $150,000. Instead of requiring personal collateral from the business owner to secure the loan, the lenders consider the borrower's overall financial strength and creditworthiness to determine eligibility.

Conventional loans – With no personal collateral requirement or government guaranty, these loans are best suited for strong borrowers with previous business ownership experience. They are primarily used for acquisitions, expansions, and upgrades.

Friends and family loan – Whether you choose to borrow money outright, ask for a gift, or bring a friend or family member on as your business partner, these types of loans generally come at a very good price.